ASSUMABLE VA LOAN AT 2.75%! Welcome to Villa Grigio, Unit 51 — a move-in ready 1-bedroom, 1-bathroom condo in a gated community in the heart of El Cajon, priced from $299,000 to $310,000. Qualified VA buyers can assume the seller's existing loan at a rock-bottom 2.75% interest rate with an approximate $195,000 balance, a rare opportunity to lock in payments well below today's market rates. This upgraded, turnkey condo features stainless steel kitchen appliances, granite countertops, and crown molding throughout, plus a stackable washer and dryer and one reserved parking space. The second-floor entry offers added privacy, and a wall/window cooling unit keeps things comfortable year-round. Enjoy low HOA dues and no Mello-Roos, plus resort-style community amenities including a sparkling pool, fitness center, barbecue and recreation area, on-site laundry facilities, and secure gated access, all set among mature, well-maintained landscaping. Centrally located near shopping, dining, and easy freeway access, this affordable El Cajon condo is a must-see for first-time buyers, downsizers, or investors.
Listing provided courtesy of Vinny Morineau of The Avenue Home Collective. Last updated 2026-08-20 08:15:37.000000. Listing information © 2026 CRMLS.